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Insurance
> Benefits > Frequently
Asked Questions
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For a free no obligation quote
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Please email for an Application Form.
Please Note: This is a summary of cover only and the policy
is subject to terms and conditions, limits and exclusions
that may not suit your requirements. We recommend you read
the full policy wording. Values shown are maximum amounts
payable (in New Zealand Dollars).
IMPORTANT NOTE: Not
all policy benefits and benefit amounts are shown above. In
some cases sub-limits apply or the benefits may not be available
to you. Please refer to the applicable policy wording, or
ask your travel agent or Mike Henry for help.
SINGLE POLICY- This
covers one adult and their own financially dependent children
or grand children and one other non-related financially dependent
child aged 21 years or under (Up to 3 children - if you have
more than 3 children please contact us.
FAMILY POLICY- This
covers two adults and their own financially dependent children
or grand children and one other non-related financially dependent
child aged 21 years or under (Up to 5 children - if you have
more than 5 children please contact us.
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Benefits
for Leisure Travellers |
| Plans |
A
& B |
A
& B |
C |
C |
|
|
Single
|
Family
|
Single
|
Family
|
| Loss of Deposits |
$100,000 |
$200,000 |
$25,000 |
$50,000 |
| Tour Cancellation - Per Person
|
$500 |
$500 |
$500 |
$500 |
| Curtailment/Interruption
|
$100,000 |
$200,000 |
$100,000 |
$200,000 |
| Travel Delay |
$UNLIMITED |
$UNLIMITED |
$UNLIMITED |
$UNLIMITED |
| Missed Connection |
$UNLIMITED |
$UNLIMITED |
$UNLIMITED |
$UNLIMITED |
| Hijack Cover Up To
|
$5,000 |
$10,000 |
$5,000 |
$10,000 |
| Legal Costs Up To |
$10,000 |
$20,000 |
$10,000 |
$20,000 |
| Continuation of Travel
|
$10,000 |
$20,000 |
$3,000 |
$6,000 |
| Medical Expenses |
$UNLIMITED |
$UNLIMITED |
$UNLIMITED |
$UNLIMITED |
| Emergency Dental - Relief
of Pain (Per Person Per Policy |
$750 |
$750 |
$750 |
$750 |
| Dental By Injury Overseas
|
$UNLIMITED |
$UNLIMITED |
$UNLIMITED |
$UNLIMITED |
| Escort to New Zealand
|
Reasonable Costs |
Reasonable Costs |
Reasonable Costs |
Reasonable Costs |
| Burial Costs |
$15,000 |
$15,000 |
$15,000 |
$15,000 |
| Hospital Cash Benefit up to
(Per Person) |
$2,000 |
$2,000 |
$1,500 |
$1,500 |
| Hire Car Return |
$250 |
$250 |
$250 |
$250 |
| Personal Bodily Injury Up
To (16-80 Years) |
$50,000 |
$100,000 |
$25,000 |
$50,000 |
| In Flight Accident Injury
(18-80 Years) |
$100,000 |
$200,000 |
$50,000 |
$100,000 |
| Loss of Income Up To (16-80
Years) |
$3,000 |
$3,000 |
$1,500 |
$1,500 |
| Luggage and Personal Effects
|
$20,000 |
$40,000 |
$5,000 |
$10,000 |
| Specified Item Limit
|
$1,000 |
$1,000 |
$1,000 |
$1,000 |
| Automatic Video Camera
|
$2,000 |
$2,000 |
$2,000 |
$2,000 |
| Money |
$500 |
$1,000 |
$500 |
$1,000 |
| Mislaid Luggage - Per Adult
|
$500 |
$500 |
$250 |
$250 |
| Credit Card Fraud |
$2,000 |
$2,000 |
$2,000 |
$2,000 |
| Personal Liability
|
$2MILLION |
$4MILLION |
$1MILLION |
$2MILLION |
| Rental Vehicle Excess
|
$1,000 |
$1,000 |
$1,000 |
$1,000 |
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